Life Coaching on Personal Finances and Credit

Synergy Debt Group of Scarborough, Ontario, is now providing free financial life coaching for all current and new clients who enroll in Synergy’s debt management program; an $800.00 value

Life Coaching is not counseling or consulting, mentoring, or therapy, but rather a one-on-one process with a person that helps him or her address specific personal and/or business concerns, and the obstacles and challenges that have hindered them from achieving their life’s goals. Life coaches help clients design and implement their own plan of action that, with guidance, will result in an improved financial condition.

Behavioral Scripts
Behavioral scripts are subliminal impulses that were implanted in each of us throughout our early childhood. They dictate how we operate in certain areas of our lives, from the way we interact with people and relationships, our work ethic, discipline, and of course money. As a debt management company, Synergy Life Coaching will focus on the negative scripts clients have towards money. These scripts were written and shaped from both the direct and indirect influences we received from the significant people in our lives that, well beyond our volitional awareness or control, command how we respond to circumstances today; a stimulus-response mechanism no different from Pavlov and his dogs.

“Life coaching people on their finances will add a whole new dimension to Synergy’s already very effective debt  management program,” said Wendy Manzo, Synergy’s owner. “Its means clients now have the means and support to finally confront the impulses that caused their finances to get out of hand in the first place. The focus is to help consumers help themselves realign their thoughts about money, become more financially literate, obtain financial stability, maximize their growth, and help them obtain their financial goals, and stay out of debt.”

Synergy’s life coaches have completed extensive training and certification from the esteemed Fowler Wainwright International Institute of Professional Coaching, based in Laguna Nigel, California. They successfully guide clients through a series of tests to help identify the content of their money scripts, and then discuss how it had impacted the way they viewed and managed their finances. The coach and client together then come up with a plan to revise the negative  script into a positive one, improving people’s ability to manage their finances and gain success in their lives.

Random studies indicated most people couldn’t say what their actual monthly expenses are without  some degree of thought—and some could not without a lot of thought. Helping the client compile a realistic, controllable budget is one of the most important aspects of the program to ensure positive results. Using the acclaimed Mint.com, a free online personal finance tool, clients can view and track all of their finances through one, very friendly graphic interface, from monthly budgeting to bill reminders to tracking their investments, even be alerted when one item may have gone over budget.

“Money is energy,” Wendy Manzo said. “The more control you have of it, the more powerful it becomes. That’s the objective of Synergy’s financial life coaching, giving the client more control and then ultimately more power over their future.”